Privacy Policy

In the era of big data and pervasive information systems, the protection of personal data has become essential. SiaraCash is committed to a strict framework for the processing of such data, in compliance with Moroccan law and international regulations.

1. Compliance with Moroccan Law 09-08

SiaraCash complies with law 09-08 of 18 February 2009 relating to the protection of natural persons with regard to the processing of personal data, under the supervision of the CNDP (National Commission for the Control of Personal Data Protection).

The CNDP is responsible for verifying that personal data processing is lawful, legal, and does not infringe on privacy, freedoms, and fundamental human rights.

2. Requirements of Law 09-08

  • Fair and transparent collection: data is collected and processed fairly, lawfully, and transparently.
  • Accuracy and updating: we ensure the accuracy and updating of your data.
  • Specific purpose: data is necessary, proportionate, and not excessive in light of the processing purpose.
  • Limited duration: data enabling identification of individuals is kept for a limited duration, not exceeding the duration necessary to accomplish the purpose.
  • Security: we take all useful precautions to guarantee the integrity and confidentiality of the data in our possession.

3. Compliance with the European GDPR

The GDPR (General Data Protection Regulation) is the reference text for the protection of personal data within the European Union, in force since 25 May 2018. SiaraCash is committed to complying with this regulation when we process the data of European residents, particularly Moroccans Residing Abroad (MRE).

4. Your Rights Over Your Data

In accordance with law 09-08 and the GDPR, you have the following rights:

  • Right of access: you can request access to your personal data.
  • Right of rectification: you can request the correction of inaccurate data.
  • Right to erasure: you can request the deletion of your data.
  • Right to portability: you can recover your data in a structured format.
  • Right to object: you can object to the use of your data for marketing purposes.
  • Right to restriction: you can request the restriction of the processing of your data.

To exercise these rights, contact us by email at sales@siaracash.ma specifying the subject of your request and attaching a copy of an ID. We will respond within 30 days.

5. Processing of Your Data

The processing of your personal data covers the following operations:

  • Management of financing requests and client files.
  • Invoicing and commercial follow-up.
  • Marketing campaigns and communications (subject to your consent).
  • Use of the website and applications.
  • Access control and security.

6. Retention Period

Data categoryRetention period
Client account dataAccount lifetime + 3 years
Financing file10 years (legal obligation)
Prospecting data3 years after last contact
Analytics cookies13 months maximum
Connection logs12 months

7. Security and Confidentiality

SiaraCash implements all appropriate technical and organizational measures to ensure the security of your personal data and to protect it against:

  • Accidental destruction or loss.
  • Any form of unlawful processing.
  • Unauthorized access.
  • Unauthorized disclosure.

8. Transfers Outside Morocco

Some of our data may be hosted with service providers located in the European Union. These transfers comply with the applicable legal framework (standard contractual clauses, adequacy decision, etc.).

9. Contact

For any questions regarding the protection of your personal data:

  • Email: sales@siaracash.ma
  • Address: Villa N°9, Rue de Khénifra, Rabat
  • Phone: 06 62 52 71 97

Last updated: 25 May 2026.